Wednesday, March 25, 2009

Sunday, March 8, 2009

Accidents do not happen without a REASON

Amiel Alcantara's life was cut short by an unthinkable accident in the Ateneo campus. Never in my life did I hear such story where a boy is squeezed in between to vehicles in a traffic, in a parking , and while in a campus.

The accident is a concrete example that such can happen to anyone regardless of social status, age, gender or place. Very often do we think that we are sheltered from danger as long as we take extra precautions. Unfortunately, not all think and act the same way. Even how careful one is , there is still no guarantee. If the person next to you is not as particular with road safety or his social responsibility, then anybody can be a victim.

To the Alcantara's, our family is deeply shocked and saddened by what had happened to your son and your family. The pain from the loss will take some time to heal. It's only through God's grace that you will surely move on and find meaning in these difficult times.

Because of the accident, I realized that life is too short. It's best that we continue to invest in nurturing the relationships in our families and communities. So that when we retire and go back in the loving arms of our Lord, we can say that our short stay has changed the lives of others.


Sunday, February 15, 2009

Warren: 10 Tips on Managing Your Finances in 2009

Warren Buffet's advice for 2009

We begin this New Year with dampened enthusiasm and dented optimism.

Our happiness is diluted and our peace is threatened by the
financial illness that has infected our families, organizations and
nations. Everyone is desperate to find a remedy that will cure their
financial illness and help them recover their financial health.

Theyexpect the financial experts to provide them with remedies,
forgetting the fact that it is these experts who created this
financial mess.

Every new year, I adopt a couple of old maxims as my beacons to
guide my future. This self-prescribed therapy has ensured that with
each passing year, I grow wiser and not older. This year, I invite
you to tap into the financial wisdom of our elders along with me,
and become financially wiser.

1 Hard work: All hard work bring a profit, but mere talk leads
only to poverty.

2 Laziness: A sleeping lobster is carried away by the water
current.

3 Earnings: Never depend on a single source of income. [At
least make your Investments get you second earning]

4 Spending: If you buy things you don't need, you'll soon sell
things you need.

5 Savings: Don't save what is left after spending; Spend what
is left after saving.

6 Borrowings: The borrower becomes the lender's slave.

7 Accounting: It's no use carrying an umbrella, if your shoes
are leaking.

8 Auditing: Beware of little expenses; A small leak can sink a
large ship.

9 Risk-taking: Never test the depth of the river with both
feet. [Have an alternate plan ready]

10 Investment: Don't put all your eggs in one basket.

I'm certain that those who have already been practicing these
principles remain financially healthy. I'm equally confident that
those who resolve to start practicing these principles will quickly
regain their financial health.

With Best Regards,
Warren Buffet